Rate is applicable for a the period greater for deposit $5,000 to $249,999 The rate of 1.75% is 0.01% higher than the average 1.74%. Also it is 0.65% lower than the highest rate 2.40 Updated Aug, 2019. Major bank Westpac today cut term deposit rates by up to 15 basis points, on terms ranging from three to 24 months. Westpac's 12-month and 24-month deposits have been cut by 15 basis points to 0.85% p.a, down from 1.00% p.a. Other short-term Westpac deposits were reduced by five and 10 basis points, depending on the term.

Earn a guaranteed rate of return on your funds over a fixed period.

Features and benefits

  • No monthly account service fee or establishment fee1
  • Competitive interest rates with fixed amounts, rates and terms
  • A range of fixed investment terms available to suit your needs
  • Interest paid monthly, annually, or at maturity2.


Refer to the PNG Customer Services Fees & Charges Brochure (PDF 90KB) for details.

New customers

To open a Westpac business account, you’ll need to provide us with a signed and completed company account opening form, along with some current identification documents.

We are required to verify:

  1. Full name of the company
  2. Registered office or business address, including country
  3. Incorporation number/Business registration number
  4. Place of incorporation/registration
  5. Date of incorporation/registration
  6. Business licence number (if any)
  7. Source of funds
  8. Tax Identification Number (TIN)
  9. Nature and business of the company
  10. Ownership structure

Personal identification requirements

Westpac Term Deposit Rates Over 65

Under PNG banking regulations, each director, secretary, any shareholder who owns 20% or more and any person(s) authorised to operate on the account are required to meet personal identification requirements.

They will need to provide us with a signed and completed associated party form, along with some current identification documents.

Company and personal information must be verified from a combination of identification documents. Download the Opening a business transaction account brochure (PDF 167KB) for a list of accepted identification documents and any other requirements that you may need to meet.

Existing customers

You may have already provided necessary identification or you may need to provide some additional current identification documents. Visit your local branch to get started.

Need help?

Simply speak to a Banking Representative by calling (+675) 322 0888.

Things you should know
Term

Conditions apply. Offer excludes corporate, institutional and government customers. If you are on a special rate and your Term Deposit rolls over automatically, the Term Deposit may be automatically re-invested at a lower rate than the current interest rate.

1. Early termination fee applies if the Term Deposit is ended before the full term.

2. Confirmation, Maturity, Renewal and Repayment advices sent. Once your fixed term ends, you can withdraw your funds by bank cheque, cash or direct credit into another bank account.

Westpac term deposit rates nz
To earn a guaranteed rate of return on your funds over a fixed period.

Features and benefits

  • No monthly account service fee or establishment fee1
  • Competitive interest rates with fixed amounts, rates and terms
  • A range of fixed investment terms available to suit your needs
  • Interest paid monthly, annually, and at maturity2.

Nz Term Deposits

Refer to the PNG Customer Service Fees and Charges Brochure (PDF 90KB) for details.

Over

Here’s what to do

To open a Westpac personal bank account, you’ll need to provide us with a signed and completed personal account opening form, along with some current identification documents.

We are required to verify your:

  1. Full name
  2. Date of birth
  3. Residential address
  4. Occupation
  5. Signature
  6. Citizenship
  7. TIN
  8. Income source


Information must be verified from a combination of identification documents including national ID card, birth certificate, or passport. Download the Opening a Personal Bank Account Brochure (PDF 164KB) for a list of accepted identification documents and additional identification required for non-residents. Visit your local branch or call (+675) 322 0888 for more information.

Existing customers

You may have already provided necessary identification or you may need to provide additional current identification documents. Visit your local branch to get started.

Need help?

Simply speak to a Banking Representative by calling (+675) 322 0888.

Things you should know

Westpac Term Deposit Rates Business

Conditions apply. Offer excludes corporate, institutional and government customers. If you are on a special rate and your Term Deposit rolls over automatically, the Term Deposit may be automatically re-invested at a lower rate than the current interest rate.

1. Early termination fee applies if the Term Deposit is ended before the full term.

Westpac Australia Term Deposit Rates

2. Confirmation, Maturity, Renewal and Repayment advices sent. Once your fixed term ends, you can withdraw your funds by bank cheque, cash or direct credit into another bank account.

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